As we have blogged about on many occasions in the past, there are many unfortunate situations where third party innocent victims become involved in reckless and dangerous police chases. If the police are chasing a juvenile, a traffic offender or some other non-violent offender and while traveling at high speeds continues to chase the suspect under such dangerous conditions that they crash into an innocent third party, there should be legal liability for a reckless disregard of proper police procedure in this context. Indeed, under Georgia law, O.C.G.A. § 40-6-6 specifies that where there is evidence of a reckless disregard of proper police procedure in the decision to either initiate or continue a high speed pursuit, such reckless disregard can be the basis of liability against the police if an innocent third party is injured due to such recklessness. Notwithstanding the statute, it is commonplace in any case brought by an innocent victim against the police for the government entity involved to assert sovereign immunity as a defense.
This issue was decided long ago by the Georgia Supreme Court in a case called Cameron v. Lang. In that case the Georgia Supreme Court held that where a plaintiff proved that there was insurance coverage for the incident and also had proof that there was a reckless disregard of proper police procedure, then in that event, sovereign immunity would be waived. This is because Georgia law has long held that where there is insurance coverage applicable to the negligent use of a motor vehicle, sovereign immunity is waived for counties and municipalities.
The argument now being advanced by police departments is that “reckless disregard of proper police procedure” is not the same as “negligent” use of a vehicle. This is a specious argument that has been rejected by most courts that face it but nonetheless the argument continues to be made. Moreover, many governmental entities do not carry any insurance and even though there is a statute which specifies that all governmental entities must have certain minimum amounts of self insurance coverage up to certain statutory limits, entities
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